Salary Package

Life shouldn't be all about work and living from one salary to the next. We want to help you make the most of your income so you can breathe and enjoy little luxuries. Our Salary Package includes a range of benefits that will leave more money in your pocket and make your salary work for you.

Key features

If you earn at least €750 net a month you'll get:

  • a free cheque book, Visa Debit Card and BNF Internet Banking
  • a fee free Classic Credit Card for the first year* - with a credit limit of €1,000, free purchase protection insurance, free travel insurance (including the possibilities to extend the travel insurance over the period of 365 days as well as cover for Winter Sports activities, both subject to additional premia)
  • a credit line of up to €1,000**.


  • Premium interest rates on the Direct Salary Account***, if you deposit your salary into this account via direct credit.
  • 25 bps bonus interest on the standard rate of the Monthly Savings Scheme.
  • Bonus rate on standard 1-year term deposits.

Discounts on loans

  • A discount of 25% on Home Loan* processing fees up to a maximum discount of €150*.

Come talk to us

Visit us at any BNF Bank branch or call us on (+356) 2260 1000.

We're ready to listen

Terms and conditions apply.

* Loans and credit cards are subject to the Bank's lending criteria.

** The credit line is subject to the Bank's lending criteria and will not incur any debit interest but will be subject to a fee of €0.25 per day for every day it is utilised.

*** The Direct Salary Account is available to customers who hold one of the following products with the Bank: a Term Deposit Account, a Savings Scheme, a Credit Card or a loan facility in addition to the direct credit of salary.  A Salary Account is available to customers who are not eligible for the Direct Salary Account.  In such case the current account credit interest rate applies.

The availability of all credit facilities, deposit products and other products indicated herein are subject to the Bank's eligibility requirements and in all cases subject to the Bank's sole and absolute discretion. The Bank reserves the right to amend or withdraw this product or its components thereof from the market at any time, at its sole and absolute discretion and without any prior notice. BNF Bank p.l.c. is a credit institution licensed to undertake the business of banking by the MFSA in terms of the Banking Act 1994 and is a member of the Depositor Compensation Scheme established under the Depositor Compensation Scheme Regulations (Legal Notice 383 of 2015). Registered in Malta C41030 – 203, Level 2, Rue D'Argens, Gzira, GZR 1368, Malta.

Fee Information Documents

Terms & Conditions

Specific Terms & Conditions for operating the BNF Salary Package_Effective from 1st January 2022

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BNF Bank p.l.c. is a credit institution licensed by the MFSA to undertake.
The business of banking in terms of the Banking Act 1994.