Personal Banking

The BNF Current Account

Taking care of your everyday banking
Interest Rates

Interested to learn more?

View the current interest rates offered by BNF Bank
Students Package At A Glance

Find The Student Package For You

Whatever your student status, be it full-time between 16 - 25 years, part-time from 18 years, or recent graduates in the last five years, there is a student package made for you. Giving you all the benefits, features and support you need to see you through to the next phase.

16-17 Years
18-25 Years
Student Current Account
Free Online Savings Account
Free Internet Banking
Free Mobile App
Free VISA Contactless Debit Card
Free Standing Orders between BNF accounts
Visa Contactless Classic Credit Card
Visa Contactless Gold Credit Card
Personal Loan
100% discount on Home Loan Processing Fees
50% discount on Micro Business Account Processing Fees
Preferential Foreign Exchange Rates
18+ Years
Student Current Account
Free Online Savings Account
Free Internet Banking
Free Mobile App
Free VISA Contactless Debit Card
Free Standing Orders between BNF accounts
Visa Contactless Classic Credit Card
Visa Contactless Gold Credit Card
Personal Loan
100% discount on Home Loan Processing Fees
50% discount on Micro Business Account Processing Fees
Preferential Foreign Exchange Rates
18+ Years
Student Current Account
Free Online Savings Account
Free Internet Banking
Free Mobile App
Free VISA Contactless Debit Card
Free Standing Orders between BNF accounts
Visa Contactless Classic Credit Card
Visa Contactless Gold Credit Card
Personal Loan
100% discount on Home Loan Processing Fees
50% discount on Micro Business Account Processing Fees
Preferential Foreign Exchange Rates
Standard Terms

Your Standard Terms

Term
Rates (p.a) Minimum balance €500 - €1,000,000
3 months
0.10%
6 months
2.50%
1 year
3.00%
2 years
3.00%
3 years
2.90%
4 years
2.00%
5 years
2.00%
7 years
1.75%
Term
Rates (p.a) Minimum balance £500 - £1,000,000
1 months
0.01%
3 months
2.00%
6 months
2.50%
1 year
3.50%
2 years
3.00%
3 years
3.00%
Term
Rates (p.a) Minimum balance $500 - $1,000,000
1 months
0.01%
3 months
0.10%
6 months
0.15%
1 year
0.20%
2 years
0.30%
3 years
0.40%
Flexi Term Deposit

Interest Rates

Term
From Opening of Account
Interest
First availability date of funds
3 months
0% p.a
Second availability date of funds
6 months
1.25% p.a
Third availability date of funds
9 months
1.50% p.a
Term
From Opening of Account
Interest
First availability date of funds
6 months
1.00% p.a
Second availability date of funds
12 months
2.00% p.a
Term
From Opening of Account
Interest
First availability date of funds
1 year
1.90% p.a
Second availability date of funds
2 years
2.40% p.a
Credit Card At A Glance

Classic Credit Card
Classic Credit Card
Learn More
Gold Credit Card
Gold Credit Card
Learn More
PAVI PAMA Credit Card
PAVI/PAMA Credit Card
Learn More
Contactless payments
Mobile Payments
Travel Insurance
Purchase Protection Insurance
Emergency Assistance for Travellers
Priority Pass
Visa Global Customer Assistance
Minimum Credit Limit
€1,000
€5,000
€500
Double Bonus Points PAMA & PAVI
Interest Rates
5.75%
over Bank Base Rate*
5.75%
over Bank Base Rate*
6.25
over Bank Base Rate*
Cashback Reward
0.15%
0.25%
Interest Free Period
51 days
51 days
51 days
Who is Eligible

Who Can Open a Current Account?

16+

minimum age

€150

minimum deposit
What to Bring

Let’s Get Going. Open Your Current Account Today.

Don’t forget to bring everything on the checklist, so we can make this as quick and pain-free as possible. You’re only one step away from your next opportunity.

Identification Document

Must be valid for at least 6 additional months from the date of the account opening

Income/Employment Document

Confirmation of your income and/or employment details

Tax Residency

Confirmation of your current tax residency details

Tax Identification Number

Where applicable

Open Your BNF Current Account Today

A bank account made for you. Does what it needs to. No monthly service fees.

Open an Account