Personal
  • Transfers per day: €25,000
  • Internal account transfers: €25,000
  • Term Deposit Account: €250,000
Business
  • Transfers per day: €50,000
  • Internal account transfers: €250,000
  • Term Deposit Account: €250,000
  • All transfer limits are subject to temporary reductions to protect the security of your accounts.
  • The Bank may, at its own discretion refuse to process any transaction that exceeds any of the above limits. In this case, you are responsible for making alternate arrangements or rescheduling the payment or transfer within BNF Internet Banking.
  • BNF BANK Base Rates
    Base Rate
    Rates (p.a)
    Bank Base Rate
    2.50%
    Home Loan Base Rate
    2.20%
    Savings Account - Credit Interest Rates (p.a)
    Balances
    EUR
    GBP
    USD
    Up to 50,000
    0%
    0%
    0%
    Over 50,000
    0.05%
    0%
    0%
    Deposit Accounts - Credit Interest Rates (p.a)
    Type of Account
    Balances
    EUR
    GBP
    USD
    Direct Salary Account
    Up to 25,000
    Over 25,000
    0.25%
    0%
    n/a
    n/a
    n/a
    n/a
    Current Account
    Salary Account
    Any Balance
    0%
    n/a
    n/a
    Students Online
    Savings Account
    Up to 25,000
    Over 25,000
    0.25%
    0%
    n/a
    n/a
    n/a
    n/a
    Students Current Account
    Any Balance
    0%
    n/a
    n/a
    Savings Schemes
    Type of Account
    Balances
    Balances (€)
    Rates (p.a.)
    Monthly Savings
    Full period
    Any Balance
    0.50%
    1.75%
    New Generations Account
    Full period
    Up to 25,000
    Over 25,000
    1.75%
    0%
    *The Hi-Saver Account is a 15-month term deposit split in two terms as described in the above table.
    Standard Term Deposits
    Term
    Rates (p.a) Minimum balance €500 - €1,000,000
    3 months
    0.10%
    6 months
    0.15%
    1 year
    2.75%
    2 years
    3.00%
    3 years
    2.90%
    4 years
    2.00%
    5 years
    2.00%
    7 years
    1.75%
    Term
    Rates (p.a) Minimum balance £500 - £1,000,000
    1 months
    0.01%
    3 months
    2.00%
    6 months
    2.50%
    1 year
    3.50%
    2 years
    3.00%
    3 years
    3.00%
    Term
    Rates (p.a) Minimum balance $500 - $1,000,000
    1 months
    0.01%
    3 months
    0.10%
    6 months
    0.15%
    1 year
    0.20%
    2 years
    0.30%
    3 years
    0.40%
    Flexi Term Deposits
    Term
    Withdrawal Dates
    Rates (p.a)
    1 year
    91st day
    181st day
    271st day
    Maturity
    0%
    1.25%
    1.50%
    2.75%
    2 years
    181st day
    366th day
    Maturity
    1.00%
    2.00%
    3.00%
    3 years
    366th day
    731st day
    Maturity
    1.90%
    2.40%
    2.90%
    Internet Banking Term Deposits
    Term (days)
    Rates (p.a) €500 - €1,000,000
    45
    0.05%
    90
    0.15%
    180
    0.20%
    360
    2.75%
    730
    3.00%
    1095
    2.9%
    Foreign Exchange Rates - 21/05/2024
    Country
    Ccy rate per EUR
    Bank Notes Buy
    Bank Notes Sell
    Others Buy
    Others Sell
    UK
    GBP
    0.8916
    0.8286
    0.8679
    0.8406
    USA
    USD
    1.1339
    1.0538
    1.1038
    1.0690
    Interest Reference Rates
    Term to Maturity
    Date
    EURIBOR
    SOFR ($)
    SONIA (£)
    Overnight
    17/05/2024
    -
    5.310
    5.200
    3 Mth
    17/05/2024
    3.83
    -
    -
    6 Mth
    17/05/2024
    3.791
    -
    -
    12 Mth
    17/05/2024
    3.645
    -
    -
    Indicative % mark-ups for using your BNF Card in the EEA (Non-Eurozone)
    European Economic Area (EEA) Currencies
    Total FX % Charge - VISA Debit
    Total FX % Charge - VISA Credit
    Bulgarian Lev (BGN)
    1.75%
    1.75%
    Czech Koruna (CZK)
    1.81%
    1.81%
    Danish Krone (DKK)
    1.76%
    1.76%
    Hungarian Forint (HUF)
    2.60%
    2.60%
    Icelandic Króna (ISK)
    2.12%
    2.12%
    Swiss Franc (CHF)
    1.91%
    1.91%
    Swedish Krona (SEK)
    2.21%
    2.21%
    Norwegian Krone (NOK)
    2.11%
    2.11%
    Polish Zlotych (PLN)
    2.28%
    2.28%
    Romanian Lei (RON)
    2.16%
    2.16%
    Pound Sterling (GBP)
    2.27%
    2.27%
    Indicative % mark-ups for using your BNF Card in the EEA (Non-Eurozone)
    Top Equity Indices
    Country
    Indices
    Date
    % Var
    Last Reference
    European Indices
    Malta
    MSE
    03/07/2023
    0.13
    3,754.34
    Portugal
    PSI20
    03/07/2023
    1.15
    5,988.18
    Spain
    IBEX35
    03/07/2023
    0.54
    9,644.80
    France
    CAC 40
    03/07/2023
    -0.18
    7,386.70
    Germany
    DAX
    03/07/2023
    -0.41
    16,081.04
    UK
    FTSE 100
    03/07/2023
    -0.06
    7,527.26
    PanEuropean
    Euro Stoxx50
    03/07/2023
    -0.02
    4,398.15
    USA
    USA
    DAX
    DAX
    DAX
    34,418.47
    USA
    NASDAQ Comp
    03/07/2023
    0.21
    13,816.77
    USA
    S&P 500
    03/07/2023
    0.12
    4,455.59
    Asia
    Japan
    Nikkei 225
    03/07/2023
    -0.98
    33,422.52
    HongKong
    HangSeng
    03/07/2023
    0.14
    19,328.46
    Commodity Market
    Date
    % Var
    Last Reference
    ICE Brent Crude
    03/07/2023
    0.59
    75.09
    Gold (spot)
    03/07/2023
    0.27
    1,926.48
    Silver (spot)
    Portugal
    0.26
    22.98