How can I find the nearest BNF Bank ATM or Express Deposit for my banking needs?


Cheque deposits at BNF ATMs are not accepted between 12:15-1:00 pm,  Monday - Saturday. The ATM at our BNF Head Office also accepts cheque deposits from Monday - Sunday, excluding the period mentioned above. This is due to the clearing process of cheques.



Find The Express Deposit Machine Nearest To You

Making it easy to deposit cheques and cash whenever you need

  • Available 24/7 
    At our Attard, Fgura, San Ġwann and Qormi branches, offering a fast and secure means to deposit funds. 
  • BNF Debit Card 
    Is all you need to make deposits 
  • Business Customers 
    Can request a BNF debit card specifically for deposits, for those who regularly use third parties to make cash and cheque lodgements 
  • Same Day Clearing 
    For cheques deposited before 8:45 am.


How To Deposit

  1. Choose a cash-only or cheque-only envelope according to what you want to deposit 
  2. Fill in the details required and sign 
  3. Insert your cash or cheque(s) in the envelope. Please remember coins are not accepted. 
  4. Insert your BNF Debit Card intp the Express Deposit Machine and follow the steps on screen. For both cash and cheque deposits please insert the envelopes together. 
  5. Collect and retain your receipt.
BNF BANK Base Rates
Base Rate
Rates (p.a)
Bank Base Rate
2.50%
Home Loan Base Rate
2.20%
Savings Account - Credit Interest Rates (p.a)
Balances
EUR
GBP
USD
Up to 50,000
0%
0%
0%
Over 50,000
0.05%
0%
0%
Deposit Accounts - Credit Interest Rates (p.a)
Type of Account
Balances
EUR
GBP
USD
Direct Salary Account
Up to 25,000
Over 25,000
0.25%
0%
n/a
n/a
n/a
n/a
Current Account
Salary Account
Any Balance
0%
n/a
n/a
Students Online
Savings Account
Up to 25,000
Over 25,000
0.25%
0%
n/a
n/a
n/a
n/a
Students Current Account
Any Balance
0%
n/a
n/a
Savings Schemes
Type of Account
Balances
Balances (€)
Rates (p.a.)
Hi-Saver Account
1st to 12th month
13th to 15th month
Any Balance
0.75%
1.75%
Monthly Savings
Full period
Any Balance
0.50%
New Generations Account
Full period
Up to 25,000
Over 25,000
1.75%
0%
*The Hi-Saver Account is a 15-month term deposit split in two terms as described in the above table.
Standard Term Deposits
Term
Rates (p.a) Minimum balance €500 - €1,000,000
3 months
0.10%
6 months
0.15%
1 year
2.55%
2 years
3.15%
3 years
2.90%
4 years
2.00%
5 years
2.00%
7 years
1.75%
Term
Rates (p.a) Minimum balance £500 - £1,000,000
1 months
0.01%
3 months
2.00%
6 months
2.50%
1 year
3.00%
2 years
3.00%
3 years
3.00%
Term
Rates (p.a) Minimum balance $500 - $1,000,000
1 months
0.01%
3 months
0.10%
6 months
0.15%
1 year
0.20%
2 years
0.30%
3 years
0.40%
Flexi Term Deposits
Term
Withdrawal Dates
Rates (p.a)
1 year
91st day
181st day
271st day
Maturity
0%
1.25%
1.50%
2.55%
2 years
181st day
366th day
Maturity
1.00%
2.00%
3.15%
3 years
366th day
731st day
Maturity
1.90%
2.40%
2.90%
Internet Banking Term Deposits
Term (days)
Rates (p.a) €500 - €1,000,000
45
0.05%
90
0.15%
180
0.20%
360
2.55%
730
3.15%
1095
2.9%
Foreign Exchange Rates - 29/09/2023
Country
Ccy rate per EUR
Bank Notes Buy
Bank Notes Sell
Others Buy
Others Sell
UK
GBP
0.9031
0.8393
0.8791
0.8514
USA
USD
1.1042
1.0262
1.0748
1.0410
Interest Reference Rates
Term to Maturity
Date
EURIBOR
USD LIBOR
GBP LIBOR
CAD LIBOR
AUD LIBOR
CHF LIBOR
3 Mth
25/09/2023
3.977
5.653
5.393
1.174
2.957
-0.753
6 Mth
25/09/2023
4.122
5.898
4.745
1.385
3.058
-0.703
12 Mth
25/09/2023
4.208
6.041
0.814
1.787
3.338
-0.553
Indicative % mark-ups for using your BNF Card in the EEA (Non-Eurozone)
European Economic Area (EEA) Currencies
Total FX % Charge - VISA Debit
Total FX % Charge - VISA Credit
Bulgarian Lev (BGN)
1.75%
1.75%
Czech Koruna (CZK)
2.10%
2.10%
Danish Krone (DKK)
1.77%
1.77%
Hungarian Forint (HUF)
2.82%
2.82%
Icelandic Króna (ISK)
2.16%
2.16%
Swiss Franc (CHF)
1.95%
1.95%
Swedish Krona (SEK)
2.45%
2.45%
Norwegian Krone (NOK)
2.34%
2.34%
Polish Zlotych (PLN)
2.19%
2.19%
Romanian Lei (RON)
2.73%
2.73%
Pound Sterling (GBP)
2.04%
2.04%
Indicative % mark-ups for using your BNF Card in the EEA (Non-Eurozone)
Top Equity Indices
Country
Indices
Date
% Var
Last Reference
European Indices
Malta
MSE
03/07/2023
0.13
3,754.34
Portugal
PSI20
03/07/2023
1.15
5,988.18
Spain
IBEX35
03/07/2023
0.54
9,644.80
France
CAC 40
03/07/2023
-0.18
7,386.70
Germany
DAX
03/07/2023
-0.41
16,081.04
UK
FTSE 100
03/07/2023
-0.06
7,527.26
PanEuropean
Euro Stoxx50
03/07/2023
-0.02
4,398.15
USA
USA
DAX
DAX
DAX
34,418.47
USA
NASDAQ Comp
03/07/2023
0.21
13,816.77
USA
S&P 500
03/07/2023
0.12
4,455.59
Asia
Japan
Nikkei 225
03/07/2023
-0.98
33,422.52
HongKong
HangSeng
03/07/2023
0.14
19,328.46
Commodity Market
Date
% Var
Last Reference
ICE Brent Crude
03/07/2023
0.59
75.09
Gold (spot)
03/07/2023
0.27
1,926.48
Silver (spot)
Portugal
0.26
22.98