ATM Upgrade Schedule
How can I get in touch with a representative from BNF Bank?
We’re To Help
Rely on us for support, whenever you need.
Contact Us
- Call us
On (+356) 2260 1000
- Email us
At customercare@bnf.bank
Visit Us
BNF Bank Branch Opening Hours
(Excluding public and bank holidays)
- Mon, Tues, Thurs, Fri
9:00am - 2:00pm
- Wed, Sat
9:00am - 12:30pm
Important Notice:
To enhance your banking experience, we’re upgrading our systems!
On Saturday, 29th March, and Tuesday, 1st April, the following BNF Bank branches will be closed:
- Paola
- Rabat
- Siġġiewi
- Naxxar
- St Paul's Bay
- San Ġwann
Branches in Paola, San Ġwann, Naxxar, and Rabat are currently operating without teller/cashier service from Monday to Saturday. Branches in St Julian's and Siġġiewi offer cashier services from Monday to Friday until 12.30pm. Qormi (PAVI Shopping Complex), St Paul's Bay, Attard, Fgura, Mosta and Gozo offer cashier services from Monday to Saturday until 12.30pm.
Meet Online
- Set a meeting with your preferred BNF branch online
Available daily until 7:00pm
- Arrange your appointment
By sending a request via eBNF secure message, through our chat bot BECS, or by contacting your relationship manager
BNF BANK Base Rates
Base Rate
Rates (p.a)
Bank Base Rate
2.50%
Home Loan Base Rate
2.20%
Savings Account - Credit Interest Rates (p.a)
Balances
EUR
GBP
USD
Up to 50,000
0%
0%
0%
Over 50,000
0.05%
0%
0%
Deposit Accounts - Credit Interest Rates (p.a)
Type of Account
Balances
EUR
GBP
USD
Direct Salary Account
Up to 25,000
Over 25,000
0.25%
0%
n/a
n/a
n/a
n/a
Current Account
Salary Account
Any Balance
0%
n/a
n/a
Students Online
Savings Account
Up to 25,000
Over 25,000
0.25%
0%
n/a
n/a
n/a
n/a
Students Current Account
Any Balance
0%
n/a
n/a
Savings Schemes
Type of Account
Balances
Balances (€)
Rates (p.a.)
Monthly Savings
Full period
Any Balance
0.50%
New Generations Account
Full period
Up to 25,000
Over 25,000
1.75%
0%
*The Hi-Saver Account is a 15-month term deposit split in two terms as described in the above table.
Standard Term Deposits
Term
Rates (p.a) Minimum balance €500 - €1,000,000
3 months
0.10%
6 months
2.30%
1 year
2.30%
2 years
2.00%
3 years
2.00%
4 years
2.00%
5 years
2.00%
7 years
1.75%
Term
Rates (p.a) Minimum balance £500 - £1,000,000
1 months
0.01%
3 months
2.00%
6 months
2.50%
1 year
3.75%
2 years
3.00%
3 years
3.00%
Term
Rates (p.a) Minimum balance $500 - $1,000,000
1 months
0.01%
3 months
0.10%
6 months
0.15%
1 year
0.20%
2 years
0.30%
3 years
0.40%
Flexi Term Deposits
Term
Withdrawal Dates
Rates (p.a)
1 year
91st day
181st day
271st day
Maturity
0%
1.25%
1.50%
2.30%
2 years
181st day
366th day
Maturity
0.50%
1.00%
2.00%
3 years
366th day
731st day
Maturity
0.75%
1.25%
2.00%
Internet Banking Term Deposits
Term (days)
Rates (p.a) €500 - €1,000,000
45
0.05%
90
0.15%
180
2.30%
360
2.30%
730
2.00%
1095
2.00%
Foreign Exchange Rates
Country
Ccy rate per EUR
Bank Notes Buy
Bank Notes Sell
Others Buy
Others Sell
Last Updated
UK
GBP
0.9043
0.8404
0.8803
0.8525
12/7/25
USA
USD
1.2200
1.1338
1.1876
1.1501
12/7/25
Interest Reference Rates
Term to Maturity
Date
EURIBOR
SOFR ($)
SONIA (£)
Overnight
10/07/2025
1.921
4.31
4.2175
3 Mth
10/07/2025
2.001
6 Mth
10/07/2025
2.07
12 Mth
10/07/2025
2.089
Indicative % mark-ups for using your BNF Card in the EEA (Non-Eurozone)
European Economic Area (EEA) Currencies
Total FX % Charge - Mastercard Debit
Total FX % Charge - Mastercard Credit
Bulgarian Lev (BGN)
1.75%
1.75%
Czech Koruna (CZK)
2.17%
2.17%
Danish Krone (DKK)
1.75%
1.75%
Hungarian Forint (HUF)
2.47%
2.47%
Icelandic Króna (ISK)
2.25%
2.25%
Swiss Franc (CHF)
2.24%
2.24%
Swedish Krona (SEK)
2.15%
2.15%
Norwegian Krone (NOK)
2.00%
2.00%
Polish Zlotych (PLN)
2.07%
2.07%
Romanian Lei (RON)
2.62%
2.62%
Pound Sterling (GBP)
2.20%
2.20%
Indicative % mark-ups for using your BNF Card in the EEA (Non-Eurozone)
Top Equity Indices
Country
Indices
Date
% Var
Last Reference
European Indices
Malta
MSE
03/07/2023
0.13
3,754.34
Portugal
PSI20
03/07/2023
1.15
5,988.18
Spain
IBEX35
03/07/2023
0.54
9,644.80
France
CAC 40
03/07/2023
-0.18
7,386.70
Germany
DAX
03/07/2023
-0.41
16,081.04
UK
FTSE 100
03/07/2023
-0.06
7,527.26
PanEuropean
Euro Stoxx50
03/07/2023
-0.02
4,398.15
USA
USA
DAX
DAX
DAX
34,418.47
USA
NASDAQ Comp
03/07/2023
0.21
13,816.77
USA
S&P 500
03/07/2023
0.12
4,455.59
Asia
Japan
Nikkei 225
03/07/2023
-0.98
33,422.52
HongKong
HangSeng
03/07/2023
0.14
19,328.46
Commodity Market
Date
% Var
Last Reference
ICE Brent Crude
03/07/2023
0.59
75.09
Gold (spot)
03/07/2023
0.27
1,926.48
Silver (spot)
Portugal
0.26
22.98
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