If you are a BNF Bank p.l.c. customer you may set an appointment with your Relationship Manager at your preferred Branch by chatting with us on BECS, our E-Customer Service Agent.

Your Key to Getting Started

Do your banking conveniently and securely with the BNF Internet Banking.  If you are a BNF Bank p.l.c. customer you may register by visiting a BNF Bank branch and your Relationship Manager will assist you to complete a registration form.


How much does the BNF Internet Banking cost?

The BNF Internet Banking is free to register and the most common transactions are completely free of charge.  Some transactions available on the BNF Internet Banking are subject to the Bank's tariffs, as per the Tariff of Charges accessible from our website.

Upon completion of the registration form, each BNF Internet Banking user will be provided with a Username and Password. We will also register your mobile device in order for it to receive One Time Passwords (OTP’s) via SMS.  These are used along with your Username and Password to access our the BNF Internet Banking service successfully. OTP’s are also used to authorise transactions that you perform when using the BNF Internet Banking service.

The BNF Internet Banking can be accessed through our website www.bnf.bank.

For more information, you may contact us on customercare@bnf.bank or by calling Customer Care on (+356) 2260 1000.

BNF BANK Base Rates
Base Rate
Rates (p.a)
Bank Base Rate
2.50%
Home Loan Base Rate
2.20%
Savings Account - Credit Interest Rates (p.a)
Balances
EUR
GBP
USD
Up to 50,000
0%
0%
0%
Over 50,000
0.05%
0%
0%
Deposit Accounts - Credit Interest Rates (p.a)
Type of Account
Balances
EUR
GBP
USD
Direct Salary Account
Up to 25,000
Over 25,000
0.25%
0%
n/a
n/a
n/a
n/a
Current Account
Salary Account
Any Balance
0%
n/a
n/a
Students Online
Savings Account
Up to 25,000
Over 25,000
0.25%
0%
n/a
n/a
n/a
n/a
Students Current Account
Any Balance
0%
n/a
n/a
Savings Schemes
Type of Account
Balances
Balances (€)
Rates (p.a.)
Monthly Savings
Full period
Any Balance
0.50%
New Generations Account
Full period
Up to 25,000
Over 25,000
1.75%
0%
*The Hi-Saver Account is a 15-month term deposit split in two terms as described in the above table.
Standard Term Deposits
Term
Rates (p.a) Minimum balance €500 - €1,000,000
3 months
0.10%
6 months
2.50%
1 year
3.00%
2 years
3.00%
3 years
2.90%
4 years
2.00%
5 years
2.00%
7 years
1.75%
Term
Rates (p.a) Minimum balance £500 - £1,000,000
1 months
0.01%
3 months
2.00%
6 months
2.50%
1 year
3.50%
2 years
3.00%
3 years
3.00%
Term
Rates (p.a) Minimum balance $500 - $1,000,000
1 months
0.01%
3 months
0.10%
6 months
0.15%
1 year
0.20%
2 years
0.30%
3 years
0.40%
Flexi Term Deposits
Term
Withdrawal Dates
Rates (p.a)
1 year
91st day
181st day
271st day
Maturity
0%
1.25%
1.50%
3.00%
2 years
181st day
366th day
Maturity
1.00%
2.00%
3.00%
3 years
366th day
731st day
Maturity
1.90%
2.40%
2.90%
Internet Banking Term Deposits
Term (days)
Rates (p.a) €500 - €1,000,000
45
0.05%
90
0.15%
180
0.20%
360
3.00%
730
3.00%
1095
2.9%
Foreign Exchange Rates - 21/06/2024
Country
Ccy rate per EUR
Bank Notes Buy
Bank Notes Sell
Others Buy
Others Sell
UK
GBP
0.8831
0.8205
0.8597
0.8324
USA
USD
1.1187
1.0395
1.0889
1.0546
Interest Reference Rates
Term to Maturity
Date
EURIBOR
SOFR ($)
SONIA (£)
Overnight
19/06/2024
-
5.330
5.200
3 Mth
19/06/2024
3.712
-
-
6 Mth
19/06/2024
3.695
-
-
12 Mth
19/06/2024
3.613
-
-
Indicative % mark-ups for using your BNF Card in the EEA (Non-Eurozone)
European Economic Area (EEA) Currencies
Total FX % Charge - VISA Debit
Total FX % Charge - VISA Credit
Bulgarian Lev (BGN)
1.75%
1.75%
Czech Koruna (CZK)
1.92%
1.92%
Danish Krone (DKK)
1.76%
1.76%
Hungarian Forint (HUF)
2.90%
2.90%
Icelandic Króna (ISK)
2.19%
2.19%
Swiss Franc (CHF)
2.46%
2.46%
Swedish Krona (SEK)
1.99%
1.99%
Norwegian Krone (NOK)
2.01%
2.01%
Polish Zlotych (PLN)
1.85%
1.85%
Romanian Lei (RON)
2.32%
2.32%
Pound Sterling (GBP)
2.21%
2.21%
Indicative % mark-ups for using your BNF Card in the EEA (Non-Eurozone)
Top Equity Indices
Country
Indices
Date
% Var
Last Reference
European Indices
Malta
MSE
03/07/2023
0.13
3,754.34
Portugal
PSI20
03/07/2023
1.15
5,988.18
Spain
IBEX35
03/07/2023
0.54
9,644.80
France
CAC 40
03/07/2023
-0.18
7,386.70
Germany
DAX
03/07/2023
-0.41
16,081.04
UK
FTSE 100
03/07/2023
-0.06
7,527.26
PanEuropean
Euro Stoxx50
03/07/2023
-0.02
4,398.15
USA
USA
DAX
DAX
DAX
34,418.47
USA
NASDAQ Comp
03/07/2023
0.21
13,816.77
USA
S&P 500
03/07/2023
0.12
4,455.59
Asia
Japan
Nikkei 225
03/07/2023
-0.98
33,422.52
HongKong
HangSeng
03/07/2023
0.14
19,328.46
Commodity Market
Date
% Var
Last Reference
ICE Brent Crude
03/07/2023
0.59
75.09
Gold (spot)
03/07/2023
0.27
1,926.48
Silver (spot)
Portugal
0.26
22.98