ATM Upgrade Schedule

How do I carry out a payment on eBNF Web via Secure Code?

1. Log in to eBNF Web

2. Insert your username

3. To generate the secure code go on your eBNF app

4. From bottom footer / menu, choose 'Secure Code'

5. Then choose Get secure code for login

6. Enter your pin or biometrics

7. A code is generated and enter the secure code on the eBNF web

8. Click on My Payments and Transfers – Make a payment


9. Select an Account to transfer from

10. Select the Beneficiary or enter the details of the beneficiary, IBAN, SWIFT


11. Insert Amount to transfer

12. Insert Payment Reference


13. Press Continue

14. Review transaction details

15. To get secure code, open eBNF APP

16. From bottom footer / menu, choose 'Secure Code'

17. Choose 'Get Secure Code for Transactions'


18. Choose from the options available (example 'Transfers' > Input last 4 digits of the beneficiary account number > input amount > click 'generate secure code'


19. Insert the last 4 digits of the Beneficiary account number and the amount of the transfer


20. Insert Secure Code on eBNF web

21. Press Submit

22. Payment is processed.

Note:

If you are a new user and would like to Activate and Log in your eBNF app, click here to find out more.

BNF BANK Base Rates
Base Rate
Rates (p.a)
Bank Base Rate
2.50%
Home Loan Base Rate
2.20%
Savings Account - Credit Interest Rates (p.a)
Balances
EUR
GBP
USD
Up to 50,000
0%
0%
0%
Over 50,000
0.05%
0%
0%
Deposit Accounts - Credit Interest Rates (p.a)
Type of Account
Balances
EUR
GBP
USD
Direct Salary Account
Up to 25,000
Over 25,000
0.25%
0%
n/a
n/a
n/a
n/a
Current Account
Salary Account
Any Balance
0%
n/a
n/a
Students Online
Savings Account
Up to 25,000
Over 25,000
0.25%
0%
n/a
n/a
n/a
n/a
Students Current Account
Any Balance
0%
n/a
n/a
Savings Schemes
Type of Account
Balances
Balances (€)
Rates (p.a.)
Monthly Savings
Full period
Any Balance
0.50%
New Generations Account
Full period
Up to 25,000
Over 25,000
1.75%
0%
*The Hi-Saver Account is a 15-month term deposit split in two terms as described in the above table.
Standard Term Deposits
Term
Rates (p.a) Minimum balance €500 - €1,000,000
3 months
0.10%
6 months
1.00%
1 year
2.00%
2 years
1.50%
3 years
1.50%
4 years
1.75%
5 years
1.75%
7 years
1.75%
Term
Rates (p.a) Minimum balance £500 - £1,000,000
1 months
0.01%
3 months
2.00%
6 months
2.50%
1 year
3.75%
2 years
3.00%
3 years
3.00%
Term
Rates (p.a) Minimum balance $500 - $1,000,000
1 months
0.01%
3 months
0.10%
6 months
0.15%
1 year
0.20%
2 years
0.30%
3 years
0.40%
Flexi Term Deposits
Term
Withdrawal Dates
Rates (p.a)
1 year
91st day
181st day
271st day
Maturity
0%
1.00%
1.25%
2.00%
2 years
181st day
366th day
Maturity
0.50%
1.00%
1.50%
3 years
366th day
731st day
Maturity
0.75%
1.25%
1.50%
Internet Banking Term Deposits
Term
Rates (p.a) €500 - €1,000,000
6 months
1.00%
1 year
2.00%
2 years
1.50%
3 years
1.50%
Foreign Exchange Rates
Country
Ccy rate per EUR
Bank Notes Buy
Bank Notes Sell
Others Buy
Others Sell
Last Updated
UK
GBP
0.8939
0.8308
0.8701
0.8427
7/8/26
USA
USD
1.2026
1.1176
1.1706
1.1337
7/8/26
Interest Reference Rates
Term to Maturity
Date
EURIBOR
SOFR ($)
SONIA (£)
Overnight
05/08/2026
2.185
3.64
3.7313
3 Mth
05/08/2026
2.494
6 Mth
05/08/2026
2.717
12 Mth
05/08/2026
2.93
Indicative % mark-ups for using your BNF Card in the EEA (Non-Eurozone)
European Economic Area (EEA) Currencies
Total FX % Charge - Mastercard Debit
Total FX % Charge - Mastercard Credit
Bulgarian Lev (BGN)
1.75%
1.75%
Czech Koruna (CZK)
2.18%
2.18%
Danish Krone (DKK)
1.75%
1.75%
Hungarian Forint (HUF)
2.57%
2.57%
Icelandic Króna (ISK)
2.19%
2.19%
Swiss Franc (CHF)
1.98%
1.98%
Swedish Krona (SEK)
1.93%
1.93%
Norwegian Krone (NOK)
2.27%
2.27%
Polish Zlotych (PLN)
2.05%
2.05%
Romanian Lei (RON)
2.15%
2.15%
Pound Sterling (GBP)
2.05%
2.05%
Indicative % mark-ups for using your BNF Card in the EEA (Non-Eurozone)
Top Equity Indices
Country
Indices
Date
% Var
Last Reference
European Indices
Malta
MSE
03/07/2023
0.13
3,754.34
Portugal
PSI20
03/07/2023
1.15
5,988.18
Spain
IBEX35
03/07/2023
0.54
9,644.80
France
CAC 40
03/07/2023
-0.18
7,386.70
Germany
DAX
03/07/2023
-0.41
16,081.04
UK
FTSE 100
03/07/2023
-0.06
7,527.26
PanEuropean
Euro Stoxx50
03/07/2023
-0.02
4,398.15
USA
USA
DAX
DAX
DAX
34,418.47
USA
NASDAQ Comp
03/07/2023
0.21
13,816.77
USA
S&P 500
03/07/2023
0.12
4,455.59
Asia
Japan
Nikkei 225
03/07/2023
-0.98
33,422.52
HongKong
HangSeng
03/07/2023
0.14
19,328.46
Commodity Market
Date
% Var
Last Reference
ICE Brent Crude
03/07/2023
0.59
75.09
Gold (spot)
03/07/2023
0.27
1,926.48
Silver (spot)
Portugal
0.26
22.98

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