Cut-off Times

The table below indicates the Cut-off Times for Inward and Outward Payments. Any applicable Cut-off Times not listed hereunder will be provided on request or when the service is provided. For any queries, kindly contact our Customer Care team.

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Type of Transfers

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Inwards Transfers (Monday to Friday)

• Immediately after receipt of payment

Non Instant Outward Transfers (Monday to Friday)

• In EUR to any SEPA country (list of SEPA countries can be find (direct the customer to the list of countries detailed above and available on our website)up to next business day after the instruction is considered as received.
• In EUR outside of SEPA area, up to next business day after the instruction is considered as received
  
  Instructions which are received until 3pm are considered received on the same day.  Instructions which are received after 3pm are considered to be received on the next business day. Instructions which are received on a non-business day are considered to be received on the next business day.

 Instant Transfers (24h/365 days)

• Processed immediately

Outward Transfers in USD and GBP (Monday to Friday)

• Up to 2 business days after the instruction is considered to be received.
  
  Instructions received until 2:30pm are considered to be received on the same day. Instructions which are received after 2:30pm are considered to be received on the next business day.

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BNF ATMs

We would like to advise customers that cheque deposits are not accepted in our ATMs between 12.15 p.m. and 13:00 p.m. from Monday to Saturday due to clearing process of cheques. Our Express Deposit Machines, located in our Fgura, San Ġwann, Attard and Qormi branches are available 24/7 for customers' convenience without any time restrictions.