BNF Cheques – New Cheque Layout and Frequently Asked Questions

New BNF Cheque Layout – from 3rd September 2026 onwards

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Old BNF Cheque Layout

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BNF cheques have been updated in line with the changes outlined above. As of 3 September 2026, all newly issued BNF cheque books will use the new cheque layout, referred to in this document as the “New BNF Cheque.”

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As part of our ongoing efforts to enhance our cheque services and improve the customer experience, the following changes have been implemented:

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• QR Code: A QR code has been added to the new cheque. This functionality will enable BNF to introduce additional cheque-related features and services for customers in the future.
• Revised Account Identification Number – This account number is intended solely for use by BNF Bank and other banks for cheque processing.
• IBAN: The IBAN displayed at the top of the cheque remains unchanged and will continue to be printed in the same format as currently used.

Frequently Asked Questions (FAQ)

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1. Why will customers with an existing cheque book receive a new cheque book?

Customers with an existing cheque book will receive a replacement cheque book following updates to the cheque layout and format.

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2. What about cheque books that customers already have?

Customers who requested a cheque book on or after  1 April 2025  will receive a replacement cheque book free of charge, together with further information and instructions.

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3. When should customers stop using their old cheques?

Once the new cheque book is received, customers should immediately begin using the new cheques and stop issuing old cheques.

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4. What should customers do with any unused old cheques?

Unused old cheques should be destroyed securely or returned to any BNF branch.

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5. What happens if an old cheque has already been issued but has not yet been deposited?

Existing cheques that have already been issued will continue to be processed in accordance with standard cheque processing procedures and, subject to normal validation checks and availability of funds, will be honoured up to and including 3 March 2027.

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