Home Loan

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At the end of the day, nothing beats going home to a safe familiar space where you can unwind and be yourself. With a Home Loan from BNF Bank, you can get the home you always wanted.

Your options

Our Home Loans come in a range of packages tailored to suit different needs. We're here to help you find the solution that's right for you.

  • The BNF Home Loan is designed to offer you financing to purchase your primary or secondary residence, be it your first investment or changing your current home. 
  • The Bridge Loan is designed to help you buy your new home pending the sale of your existing residence.
  • The Buy-To-Let Loan is ideal if you're buying a property with the intention of renting it out.
  • The Non-Residents Home Loan is designed to help non-resident EU citizens buy property in Malta - ideal if your aim is to settle or retire locally, or if you're planning to buy a second home to spend your holidays in Malta.


  • Having lower monthly repayments by spreading your repayments over a longer term, with the possibility of buying a property of a higher value.
  • Our home loans are tailor made packages suitable for the purchase, construction, completion, reconstruction, alteration or improvement of a property for personal use.

Come talk to us

If you're interested in getting a Home Loan, visit us at your preferred BNF Bank branch. Don't forget to bring:

  • your ID card
  • evidence of income:
    • last year's FS3 and the last 3 months' payslips, OR
    • if you're self-employed, last 3 years' Income Tax return, including the Profit and Loss account
  • bank statements of all accounts held with other banks; and 
  • a signed copy of your new home's preliminary agreement.

We're ready to listen.


Terms and conditions apply. Click here for further details on this loan product. The loan is subject to the Bank’s lending criteria. The Bank reserves the right to amend or withdraw this loan product from the market at any time, at its sole and absolute discretion and without any prior notice. BNF Bank plc is a credit institution licensed to undertake the business of banking by the MFSA in terms of the Banking Act 1994. Registered in Malta C41030 - 203, Level 2, Rue D'Argens, Gzira, GZR 1368, Malta.

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BNF Bank plc is a credit institution licensed by the MFSA to undertake
the business of banking in terms of the Banking Act 1994.