Interest Rates

BNF Bank Base Rates (€)
Base Rate Rate
Bank Base Rate 2.50% p.a.
Home Loan Base Rate 2.20% p.a.
Interest Rates on Savings and Current Accounts
      Credit Interest Rates Applicable (%)
Type of account Balance in Euro EUR  
Savings Account Personal X <= 50,000
X > 50,000
0.000
0.125
Current Account Personal Any balance 0.000
  Business Any balance 0.000

Rates shown above are gross rates and per annum. They are indicative only and may be revised without notice.

Interest Rates on Savings and Current Accounts in foreign denominations        
        Credit Interest Rates Applicable (%)
Type of account Balance GBP USD AUD
Savings Account Personal Any balance 0.000 0.000 0.000
Current Account Personal Any balance 0.000 0.000 0.000
  Business Any balance 0.000 0.000 0.000

Rates shown above are gross rates and per annum. They are indicative only and may be revised without notice.

Hi-Saver Account Rates*
Term Rate
First term - 12-month savings plan 0.75% p.a.
Second term - 3-month term deposit 1.75% p.a.

* The Hi-Saver Account is a 15-month term deposit split in two terms as described in the above table.

New Generation Account Rates
Term Rate
X < = € 25,000 1.75% p.a.
X > € 25,000 0% p.a.

 

Students Package Rates
Type of Account Term Rate
Students Package Online Savings Account

X <= €2,500

X > €2,500

0.250% p.a.

0.000% p.a.

Students Package Current Account Any balance 0.000% p.a.

 

Direct Salary Account Rates
X < = €25,000 0.25% p.a.
X > €25,000 0% p.a.

 

Monthly Savings Scheme Rates
1-year Monthly Savings Scheme 0.50% p.a.

 

Flexi Term Deposits Rates
1-Year Term Rates
Withdrawal on the 91st day 0% p.a.
Withdrawal on 181st day 0.250% p.a.
Withdrawal on 271st day 0.750% p.a.
Maturity 1.250% p.a.

 

3-Year Flexi Term Deposits Rates
3-Year Term Rates
Withdrawal on the 366th day (1 year) 0.900% p.a.
Withdrawal on the 731st day (2 years) 1.250% p.a.
Maturity 1.750% p.a.

 

BNF Internet Banking Term Deposits Rates
EUR Rates
Period € 500 < X <= € 250,000
45 days 0.15000% p.a.
90 days 0.18750% p.a.
180 days 0.31250% p.a.
360 days 1.00000% p.a.
730 days 1.37500% p.a.
1095 days 1.62500% p.a.

 

Standard Term Deposits Rates
EUR % Rates p.a. for Tier 1 % Rates p.a. for Tier 2 % Rates p.a. for Tier 3
Period € 500 < X <= € 25,000 € 25,000 < X <= € 200,000 X > € 200,000
1 Month 0.0000 0.0000 0.0000
3 Months 0.0625 0.09375 0.1250
6 Months 0.1250 0.1875 0.2500
1 Year 0.5000 0.7500 0.8750
2 Years 0.8750 1.0000 1.1250
3 Years 1.2500 1.3750 1.5000
4 Years 1.5000 1.6250 1.7500
5 Years 1.8750 2.0000 2.1250
GBP % Rates p.a. for Tier 1 % Rates p.a. for Tier 2 % Rates p.a. for Tier 3
Period € 350 < X <= € 20,000 € 20,000 < X <= € 150,000 X > € 150,000
1 Month 0.2000 0.3000 0.4000
3 Months 0.4500 0.5750 0.7000
6 Months 0.4500 0.5750 0.7000
1 Year 0.7500 0.8750 1.0000
2 Years 0.9500 1.0750 1.2000
3 Years 1.0500 1.1750 1.3000
USD % Rates p.a. for Tier 1 % Rates p.a. for Tier 2 % Rates p.a. for Tier 3
Period € 500 < X <= € 50,000 € 50,000 < X <= € 300,000 X > € 300,000
1 Month 1.2500 1.3750 1.5000
3 Months 1.5000 1.6250 1.7500
6 Months 1.8000 1.9250 2.0500
1 Year 2.0500 2.1750 2.3000
2 Years 2.5500 2.6750 2.8000
3 Years 2.7500 2.8750 3.0000
AUD % Rates p.a. for Tier 1 % Rates p.a. for Tier 2 % Rates p.a. for Tier 3
Period € 500 < X <= € 50,000 € 50,000 < X <= € 300,000 X > € 300,000
1 Month 1.2500 1.3750 1.5000
3 Months 1.5000 1.6250 1.7500
6 Months 1.5000 1.6250 1.7500
1 Year 1.5000 1.6250 1.7500
2 Years 1.5000 1.6250 1.7500
3 Years 1.5000 1.6250 1.7500

Rates shown above are gross rates and per annum. They are indicative only and may be revised without notice.


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