Terms of Use

These “Terms of Use” relate to how you use our website bnf.bank (hereinafter also referred to as the/this “Website”) and any sub-domains and/or services that may be attached to it and any links we provide to other websites.

The information available on this Website is not intended to provide professional advice and should not be relied upon as such. Viewers are advised to obtain appropriate professional advice where necessary.

This Website contains expressions of opinion, information, and material about current issues affecting the Maltese and international economic environment and financial markets that are subject to change without notice. BNF Bank p.l.c. (hereinafter referred to as “BNF Bank”) and its employees shall not be liable for any loss or damage arising as a result of your use of or reliance on such information.  Your access or use of this Website constitutes your acceptance of any changes.

While we apply every effort to ensure the accuracy of the information provided on this Website, neither BNF Bank nor its staff take any responsibility for the accuracy of the information provided and the use of such information is at your sole discretion and risk.

All of the products and services provided by BNF Bank are subject to the legislation in force in Malta. BNF Bank is licensed to undertake the business of banking in terms of the Banking Act and is under the supervision of the Malta Financial Services Authority (www.mfsa.com.mt).

Decisions to subscribe to any investment product mentioned on this Website, should be made only on the basis of the information contained in the product prospectus and/or brochure. These are available from any branch of BNF Bank. Nothing on this Website should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment, product or service or to engage in any other transaction, or to provide any investment advice or service. Moreover, nothing contained on this Website constitutes investment, legal, tax or other advice and is not to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision.

Members of BNF Bank and/or officers, directors and employees may have positions in any securities mentioned in this Website (and any related investment) and may from time to time add to or dispose of any such securities or investments.

All products and services offered on this Website are subject to the general and specific terms and conditions of use, printed copies of which may be obtained from any branch of BNF Bank which should be read by anybody who intends to subscribe to them.

Persons accessing these pages from jurisdictions other than Malta should be aware that their local legislation may restrict their eligibility to some or all of the products and services promoted on this Website. Such products and services are offered only in jurisdictions where and when they may be lawfully offered by BNF Bank and the material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us. They are therefore required to inform themselves about and observe any relevant restrictions.

Information from Third Parties

BNF Bank may include reports from third parties, maintain relationships with issuing bodies, negotiate securities or other investments, hold positions in these companies, act as a market maker or support the business of the companies mentioned in a publication or report of analysis. BNF Bank accepts no liability whatsoever for any loss, direct or induced, as a result of the use of these publications or reports of analysis. Likewise, such publications, report or analysis may not be reproduced, distributed or published for any purpose by any recipient.  BNF Bank does not necessarily agree with the content of such third party material. In addition, BNF Bank accepts no responsibility or liability for the accuracy of such material.

No third party is permitted to link to this Website or any part of it without obtaining the prior written consent of the duly authoirsed representative/s of BNF Bank.

BNF Bank reserves the right to modify, suspend or discontinue, temporarily or permanently, this Website or any part of it or any service that may be provided through it, with or without notice, at any time. You agree that BNF Bank shall not be liable to you or to any third party for any such modification, suspension or discontinuance of this Website.

Scam emails

While BNF Bank may from time to time send emails to its current and prospective customers, we will never ask you to disclose any of your personal or security details by email.

Where possible, we will include certain basic information about you in any email correspondence in order to confirm the genuineness thereof.

In the event that you receive emails that purport to originate from BNF Bank asking you to disclose all or some of your security information, you are strongly advised not to disclose any such information or to click on any links included in such emails.

If you receive an email from any person purporting to be from or connected with BNF Bank and asking you to ‘verify your account’, ‘confirm your sign-in details’, or a similarly worded request, this would certainly be a scam and you are strongly advised not to follow any such instructions/requests.

Your attention is drawn to the fact that while genuine emails from BNF Bank may contain links, these will never take you directly to the Internet Banking log-in page.

If you are ever in doubt about whether an email is genuine, do not click on its links or open any attachments, but please forward it to us at internetsecurity@bnf.bank. While we will not be able to reply individually, kindly be assured that we do investigate every email to make sure that the appropriate authorities are informed of any misuse of the internet and that the necessary action is taken whenever necessary.

Industrial Property And Copyright

This Website is the property of BNF Bank. The copyrights and operating and reproduction rights of this Website, its pages, screens, the information they contain, their appearance and design and the hyperlinks from it to other websites of any company belonging to the same group of companies of which BNF Bank forms part are the exclusive property of BNF Bank, unless otherwise specified. All the names, designs and/or logotypes which comprise this website are duly registered trademarks. Any undue use thereof by a person other than their legitimate owner may be prosecuted in accordance with current legislation. The copyrights and trademark rights of third parties are suitably highlighted and must be respected by anyone accessing this website. The contents may be downloaded and any page on this Website copied or printed for personal and private use only. It is prohibited to reproduce, transmit, modify or delete the information, content or notices on this Website without the prior written authorisation of BNF Bank.

Company Information

BNF Bank p.l.c. is registered in Malta (no. C 41030) with its registered office: 203 Level 2, Rue D’Argens, Gzira GZR 1368, Malta.