What are Contactless Payments?

About Contactless

Contactless provides a faster, simpler and safer way to pay for purchases. BNF Contactless-enabled cards offer greater convenience to customers, eliminating the need to restrict spend to cash on hand. All BNF Cards have the 'contactless' symbol which may be used to effect contactless payment at point of sale terminals which display the symbol. You can make use of Contactless technology on any VISA supported ATM or EPOS Terminal, both locally and worldwide, and the payment is processed instantly and automatically.
‍

Use Contactless

Contactless payments are accepted in a wide range of retail establishments, hotels, restaurants and shops.  You can still use your card to effect transactions by entering your PIN (secured through the EMV Chip technology), when prompted by the EPOS Terminal.  
‍

To effect a Contactless Payment, follow these three simple steps:
‍

• Check that the amount is correct on the terminal.
• Tap your BNF Contactless Card against the contactless reader.
• Wait until the Point Of Sale emits an alert (sound or light) to indicate successful processing of the transaction. Your payment should be completed within seconds.
  ‍

Activate Contactless

To activate contactless for your:  
‍

• Credit Card: your first transaction must be via Chip & PIN at any point of sale or ATM.
• Debit Card: your first transaction must be via Chip & PIN at any point of sale.

This is a security feature to ensure that the card is in your rightful possession. For further support contact Customer Care on (+356) 2260 1000 from Monday to Friday between 8:00am and 8:00pm or on Saturday between 8:00am and 1:00pm.
‍

Contactless Payment Limits

• €50 per transaction is contactless-enabled with a maximum of 5 transactions.
• The cumulative daily maximum limit of €250 (5x€50) is accepted with PIN only. Any payment over the cumulative daily maximum of €250, will require Chip and PIN.
• On the 6th consecutive contactless transaction, you will be asked to insert your card within the Point Of Sale terminal for a Chip & PIN transaction.
  ‍
  

For more information on transaction limits pegged to our:

• Contactless Credit Cards, please visit: Classic Credit Cards
• Contactless Debit Cards, please visit: Debit Card