About Contactless
Contactless provides a faster, simpler and safer way to pay for purchases. BNF Contactless-enabled cards offer greater convenience to customers, eliminating the need to restrict spend to cash on hand.
All BNF Cards have the 'contactless' symbol 
which may be used to effect contactless payment at point of sale terminals which display the symbol. You can make use of Contactless technology on any VISA supported ATM or EPOS Terminal, both locally and worldwide, and the payment is processed instantly and automatically.
Use Contactless
Contactless payments are accepted in a wide range of retail establishments, hotels, restaurants and shops. You can still use your card to effect transactions by entering your PIN (secured through the EMV Chip technology), when prompted by the EPOS Terminal.
To effect a Contactless Payment, follow these three simple steps:
- Check that the amount is correct on the terminal.
- Tap your BNF Contactless Card against the contactless reader.
- Wait until the Point Of Sale emits an alert (sound or light) to indicate successful processing of the transaction. Your payment should be completed within seconds.
Activate Contactless
To activate contactless for your:
- Credit Card: your first transaction must be via Chip & PIN at any point of sale or ATM.
- Debit Card: your first transaction must be via Chip & PIN at any point of sale.
This is a security feature to ensure that the card is in your rightful possession. For further support contact Customer Care on (+356) 2260 1000 from Monday to Friday between 8:00am and 8:00pm or on Saturday between 8:00am and 1:00pm.
Contactless Payment Limits
- €50 per transaction is contactless-enabled with a maximum of 5 transactions.
- The cumulative daily maximum limit of €250 (5x€50) is accepted with PIN only. Any payment over the cumulative daily maximum of €250, will require Chip and PIN.
- On the 6th consecutive contactless transaction, you will be asked to insert your card within the Point Of Sale terminal for a Chip & PIN transaction.
For more information on transaction limits pegged to our:
Come talk to us
If you're already a BNF Cardholder and you'd like to switch to Contactless, you may submit a request for replacement by advising your relationship officer at the branch or by calling Customer Care on (+356) 2260 1000. You can also opt to send a secure message via the BNF Internet Banking or Mobile App.
To apply for a Contactless Credit Card
All you need to do is visit a BNF Branch and bring with you:
- Your ID Card.
- Evidence of income:
- Last year's FS3 and the last 3 months' payslips; or
- If you're self-employed, the last 3 years' Income Tax Return, including the Profit and Loss Account.
- Bank statements of all your accounts held with other banks.
The Bank reserves the right to request further documentation if deemed necessary.
To apply for a Contactless Debit Card
Visit us at your preferred BNF Bank branch and open a Current or Savings Account.
We're ready to listen
Terms and conditions apply.
BNF Bank p.l.c. is a credit institution licensed by the MFSA to undertake the business of banking in terms of the Banking Act 1994.