Risk Analyst

The Bank is seeking to recruit a Risk Analyst to join its Risk Control and Oversight Unit.  

If you are interested in joining the Bank’s team and satisfy the requirements outlined hereunder, then we are interested in you. 

Who we are

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 200 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of twelve retail branches spread across the Maltese Islands.

We are a team of inspired people who believe that opportunities start with a conversation.  

Duties and responsibilities 

The Risk Control and Oversight Unit of the Bank is responsible to conduct risk-related tasks and assignments in respect of control and oversight on an enterprise-wide basis, of the following risks: operational, liquidity, market, credit, concentration, regulatory, legal and residual (i.e. all other risks), in liaison with the Unit Coordinator.

You will be responsible to:

  • conduct credit risk related tasks and assignments;
  • conduct analysis in relation to the Bank's loan book, credit risk exposure, non-performing loans, collateral, probability of default and concentration risk;
  • contribute to the development, implementation and updating of risk and econometric models, risk metrics, risk management tools such as credit scoring models and other analytical models, risk rating of customers and other relevant risk management concepts;
  • assist in the compilation and timely submission of the Bank's regulatory reports and participate in the ICAAP, ILAAP and Recovery Plan processes;
  • ensure that the Bank operates within the approved policies and risk appetite framework and ensure escalation when set limits and triggers are breached;
  • contribute in the identification and design of methods to monitor, assess and report credit risk exposure and relevant risk metrics;
  • contribute in risk related fora;
  • be familiar with relevant regulation and standards such as CRR, CRD, EBA guidelines, IFRS 9 and MFSA rules;
  • interact closely with internal customers; and
  • assist with any other duties that may be required to achieve and exceed the Unit's objectives as defined from time to time. 

Competencies and experience

The potential candidate must be reliable and trustworthy, well-organised with a disposition to learn and have a team-oriented approach. 

You must:

  • possess a Degree at a tertiary level of education in any of the following: financial services, economics, econometrics, risk management, statistics, business management or equivalent;
  • have previous experience in a similar or a related role, preferably including a combination of banking and/or risk management knowledge. This experience is considered essential for the role;
  • be self-motivated with an ability to work on own initiative with tight deadlines and adopt a solution-driven approach to work;
  • have the ability to multitask;
  • be meticulous in your work;
  • be proficient with Microsoft Office applications particularly in MS Excel and MS Word; and 
  • be proficient in both Maltese and English with excellent verbal and written communication skills. 

How to apply

If you want to be part of our team, we invite you to send us a detailed CV highlighting your qualifications, experience and achievements. Applications should reach the Bank by email on vacancies@bnf.bank.

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