PAVI PAMA Credit Card

We've teamed up with PAVI Shopping Complex and PAMA Shopping Village and created a Contactless Credit Card that helps you make the most of your shopping experience. This exclusive Credit Card gives you access to benefits at PAVI and PAMA and other outlets within their complexes.

How it works

Contact a PAVI PAMA Customer Care representative and apply for the PAVI PAMA Bonus Number.

Double your bonus points

As a PAVI PAMA Contactless Credit Card holder, you will also earn double Bonus Points on purchases paid with your Card at PAVI and PAMA Supermarkets which can be used to pay for future shopping at PAVI and PAMA supermarkets and other outlets collaborating in these Loyalty Schemes within the PAVI and PAMA shopping complexes.

Key Benefits

  • Get access to a minimum credit limit of €500 with an interest-free period up to 51 days – all without even having to pay an annual fee.
  • No daily limit on purchases, whilst being able to withdraw an ATM Cash Advance of up to €500*.
  • Settle the minimum of 50% of your balance easily with every month's direct debit, with the option of making additional repayments through internet banking if you prefer.
  • Use the PAVI PAMA Contactless Credit Card within the PAVI and PAMA Shopping Complexes at no cost**.
  • As a one-time subscription offer, we are enclosing €50 worth of discount vouchers redeemable at the outlets within the PAVI-PAMA Shopping Complexes together with a voucher which entitles you to 500 Bonus Points.

3D Secure

The PAVI PAMA Contactless Credit Card from BNF Bank is 3D Secure. This technology gives you an additional layer of security when shopping online, and further protects against unauthorised and fraudulent card transactions by requiring authentication whenever an eligible purchase is made. More information, including an FAQ and Terms and conditions, are available here

Come talk to us

If you're interested in getting a PAVI PAMA Contactless Credit Card, visit us at your preferred BNF Bank Branch and bring:

  • Your PAVI PAMA Bonus Card***
  • Your ID Card
  • Last year's FS3
  • Bank statements of all accounts held with other banks.

We're ready to listen.

*Terms and conditions apply. The credit card is subject to the Bank's lending criteria. The Bank reserves the right to amend or withdraw the credit card product from the market at any time, at its sole and absolute discretion and without any prior notice. BNF Bank p.l.c. is a credit institution licensed to undertake the business of banking by the MFSA in terms of the Banking Act 1994 and is a member of the Depositor Compensation Scheme established under the Depositor Compensation Scheme Regulations (Legal Notice 383 of 2015). Registered in Malta C41030 - 203, Level 2, Rue D'Argens, Gzira, GZR 1368, Malta.

**You can use your PAVI PAMA Credit Card outside PAVI and PAMA or at other retailers against a fee of €2.50 for each transaction.

***If you are not yet enrolled in the PAVI loyalty scheme, you need to contact a PAVI Customer Care representative and apply for the PAVI Bonus Number before visiting a BNF Bank branch.


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BNF Bank p.l.c. is a credit institution licensed by the MFSA to undertake.
The business of banking in terms of the Banking Act 1994.