The BNF Great Sale

Get the best value with our limited time offers!

You can now benefit from further improved offers on the BNF Home Loan Solutions, Personal Loan and Credit Cards.

The BNF Great Sale

Applicable for quotes issued between 02.01.2020 - 29.02.2020 1

Product

Options

Interest Rates

Charges

Home Loan Solutions: For more information click here 

Home Loan

2-year

fixed rate

 

A fixed rate of 1.75% p.a. for a maximum of 24 months until April 2022; and a variable rate of 2.99% p.a. (made up of the Home Loan Base Rate1 and a spread of 0.79% p.a.) for the remaining term of the loan (APRC of 2.92%).

 

100% discount on processing fee 2

4-year

fixed rate

A fixed rate of 2.49% p.a. for a maximum of 48 months until April 2024; and a variable rate of 2.99% p.a. (made up of the Home Loan Base Rate1 and a spread of 0.79% p.a.) for the remaining term of the loan (APRC of 2.96%).

 

100% discount on processing fee 2

Buy-To-Let Loan

 

 

100% discount on processing fee 2

Home Value Loan

 

 

100% discount on processing fee 2

Personal Loan: For more information click here

 

Unsecured

Interest Rate: 4.80% p.a. and APRC of 4.98% p.a.

100% discount on processing fee 2

 

Secured

Interest   Rate: 3.94% p.a. and APRC of 4.07% p.a.

100% discount on processing fee 2

Credit Cards: For more information click here

 

Classic

 

Waiver of the Credit Card annual fee for the first year

 

Gold

 

Waiver of the Credit Card annual fee for the first year

 

Come talk to us

To talk to us about the BNF Home Loan Solutions, visit us at your preferred BNF Bank branch and bring with you:

  • Your ID Card
  • Evidence of income:
    • Last year's FS3 and the last 3 months' payslips OR
    • If you're self-employed, the last 3 years' Income Tax Return, including the Profit and Loss Account
  • Bank statements of all your accounts held with other banks.
  • A signed copy of your new home's preliminary agreement.

To talk to us about the BNF Personal Loan, visit us at your preferred BNF Bank branch and bring with you:

  • Your ID Card
  • Evidence of income:
    • Last year's FS3 and the last 3 months' payslips OR
    • If you're self-employed, the last 3 years' Income Tax Return, including the Profit and Loss Account
  • Bank statements of all your accounts held with other banks
  • Evidence of the product or service you want to buy, such as a pro-forma invoice.

To talk to us about the BNF Credit Cards, visit us at your preferred BNF Bank branch and bring with you:

  • Your ID Card
  • Evidence of income:
    • Last year's FS3 and the last 3 months' payslips OR
    • If you're self-employed, the last 3 years' Income Tax Return, including the Profit and Loss Account
  • Bank statements of all your accounts held with other banks.

We're ready to listen.

Terms and conditions apply. Any applicable offer does not apply in conjunction with any other offer/s on the same product/s. In such eventuality, you will benefit from the best offer available.

The Home Loan Solutions, the Personal Loan and the Credit Cards are subject to the Bank's lending criteria and the Bank may request additional documents as necessary. The Bank reserves the right to amend or withdraw these lending products from the market at any time, at its sole and absolute discretion and without any prior notice.

Representative example consists of a typical Home Loan of €250,000 repayable over 30 years with a fixed interest rate of 1.75% p.a. for the first 24 months and a variable interest rate of 2.99% p.a. for the remaining of 336 months. The facility will be repayable in 24 monthly instalments of €896.09 and 336 monthly instalments of €1,048.07 with a total amount which the customer would pay totalling €374,706.27 (including capital and interest) plus the following charges: €600 processing fees, €350 legal fees and €100 loan closure fees. The Annual Percentage Rate of Charge (APRC) applicable in this case is 2.92%. 

A second representative example consists of a typical Home Loan of €250,000 repayable over 30 years with a fixed interest rate of 2.49% p.a. for the first 48 months and a variable interest rate of 2.99% p.a. for the remaining of 312 months. The facility will be repayable in 48 monthly instalments of €991.00 and 312 monthly instalments of €1,051.93 with a total amount which the customer would pay totalling €376,314.14 (including capital and interest) plus the following charges: €600 processing fees, €350 legal fees and €100 loan closure fees. The Annual Percentage Rate of Charge (APRC) applicable in this case is 2.96%.

An unsecured Personal Loan representative example consists of a loan of €20,000 repayable over 7 years with a variable interest rate of 4.80% p.a. The loan will be repayable in 84 monthly instalments of €281.43, totalling €23,639.86. The applicable Annual Percentage Rate of Charge (APRC) is 4.98%.

A secured Personal Loan representative example consists of a loan of €20,000 repayable over 7 years with a variable interest rate of 3.94% p.a. The loan will be repayable in 84 monthly instalments of €273.33, totalling €22,959.51. The applicable Annual Percentage Rate of Charge (APRC) is 4.07%.

 

The BNF Great Sale Offers are applicable for quotes issued between 02 January and 29 February 2020 (both dates included). Quotes issued during BNF Great Sale period, and which proceed into an application can avail of the BNF Great Sale by not later than 29 February 2020, can avail of the BNF Great Sale.

2The processing fee is being discounted as part of the BNF Great Sale. The processing fee will be refunded and credited back to the Borrower/s' account upon loan drawdown. In the circumstance that the Home Loan Solutions / Personal Loan is repaid in full within the first 5 years, the total amount of the previous discounted processing fee will be debited from the Borrower/s account. 

BNF Bank plc is a credit institution licensed to undertake the business of banking by the MFSA in terms of the Banking Act 1994. Registered in Malta C41030 - 203, Level 2, Rue D'Argens, Gzira, GZR 1368, Malta.

BNF Great Sale is now on!

Set an appointment at you preferred BNF branch to apply for your Home Loan, Personal Loan or Credit Card. A BNF Bank Representative will reach out to make the necessary arrangements.


Name  
Surname  
ID Card  
Contact Number  
Preferred Branch
Account Type  
E-Mail:  

We at BNF Bank plc take your privacy very seriously. Please take the time to read through the below before clicking ‘SUBMIT’.

We need your personal data (the information you have provided to us in the above form that identifies you as an individual) in order to set up an appointment with you. As a result, you will be contacted by us in the near future for the purposes of setting up such appointment.

Should you change your mind and decide you do not wish to set up an appointment or that you wish to cancel an already established appointment, you may ask us to delete the personal data you have provided above and we shall comply as soon as possible (unless we are legally prohibited from doing so).

For more information on how we process your personal data, including more information about your various rights at law, we strongly recommend you read our user-friendly Master Privacy Policy, available here.

 
Malta Stock Exchange
©2020 - BNF Bank plc - All Rights Reserved
BNF Bank plc is a credit institution licensed by the MFSA to undertake
the business of banking in terms of the Banking Act 1994.