Full-Time Student 18-25

If you are a full-time student aged 18-25 years, following a course which is at least MQF Level 4 and have your stipend directly credited into your BNF Students Current Account, you may benefit from the following:

  • free Online Savings Account with a gross interest rate of 0.25% p.a. for balances up to €2,500* 
  • free Internet Banking to manage your funds 24/7
  • free Standing Orders between BNF accounts
  • free VISA Debit Card
  • preferential Foreign Exchange Rates
  • Personal Loan** of up to €10,000 to finance your personal needs at a rate of 2% p.a. above the applicable Bank Base Rate (currently 4.5% p.a.)^  with no processing fees. The loan may be taken for a maximum of 10 years. You may benefit from a moratorium on the repayment of capital for the duration of your course + 1 year for a maximum of 6 years.
  • VISA Classic Credit Card** with a standard credit limit of €1,000 and up to 51 days interest-free. You will also benefit from free travel and purchase protection insurance and will not pay the annual credit card fee for the first year.
  • Processing Fee Discounts on Standard BNF Products**: 100% processing fee discount on the BNF Home Loan***.


Come talk to us

Visit us at a BNF Bank branch or call us on 2260 1000.

We're ready to listen.


Download the Students Package Brochure here.

Download the Students Package Terms and Conditions here.

Fee Information Documents

^A typical example is based on a loan of €10,000 repayable through monthly instalments of €186.71 over a period of 5 years at a variable borrowing rate of 4.5%. The total sum payable throughout the term of the loan is €11,202.87, with an APR of 4.66%.

*Credit interest is calculated on a daily basis and shall be credited to the Online Savings Account annually every December.

**The offer does not apply in conjunction with any other offer on the same product and in such a case, you will benefit from the better of the two offers. Terms and conditions apply. Loans and credit cards are subject to the Bank's lending criteria. The availability of all loans and credit cards, deposit products and other products indicated herein is subject to the Bank's eligibility requirements and in all cases subject to the Bank's sole and absolute discretion. The Bank reserves the right to amend or withdraw this product from the market at any time, at its sole and absolute discretion and without any prior notice. BNF Bank plc is a credit institution licensed to undertake the business of banking by the MFSA in terms of the Banking Act 1994 and is a member of the Depositor Compensation Scheme established under the Depositor Compensation Scheme Regulations (Legal Notice 383 of 2015). Registered in Malta C41030 - 203, Level 2, Rue D'Argens, Gzira, GZR 1368, Malta.

***If the Home Loan is closed within the first 5 years, the processing fee discount is to be refunded to the Bank.

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BNF Bank plc is a credit institution licensed by the MFSA to undertake
the business of banking in terms of the Banking Act 1994.